Reptile Insurance

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Reptile Insurance

Our Premier policy offers £1,000 of vet fees, death and theft cover.

And our Essential policy offers £1,000 of standalone vet fee cover.

To exclude vet fees, our Basic policy covers death and theft only.

We can insure Bearded Dragons, Leopard Geckos, Chameleons, Corn snakes, Pythons, Boas and many other lizards and snakes.

Exotic Direct are the UK’s no. 1 exotic pet insurance provider with thousands of pet owners choosing to insure their pet with us every year.

How much does reptile insurance cost?

You will pay £145.76 a year or 10 instalments of around £14.57 on our Premier policy. It offers up to £1,000 of vet fees, death and theft cover.

Our Essential policy costs £127.84 a year or 10 instalments of approximately £12.78. It covers up to £1,000 of vet fees.

Our cheapest level of cover costs £42.87 a year or can be spread over 10 instalments of around £4.28. Our Basic policy covers death and theft only and does not include vet fees.

The price for the Premier and Basic policy is based on a Bearded dragon costing £71. The cost of insurance will vary depending on the value of your pet. All prices were correct in August 2021.

Insurance for older reptiles

We can insure lizards and snakes up to any age, and cover can start from 12 weeks of age.

Can you insure reptiles that have recently been sick?

If your reptile has seen a vet in the previous 3 months for an accident or illness we’re unable to insure it.

Once your reptile has been 3 months treatment free you can insure it, as long as its fit and healthy. Any pre-existing conditions cannot be covered in the first 12 months of insurance.

Cover is subject to Policy Terms and Conditions.

Caring for your reptile

The care requirements for lizards and snakes can be complex, requiring the correct vivarium, heating, UV lighting, humidity and substrate.

Although getting their food and environment right can be a financial commitment, we know owners form close emotional connections with their reptiles.

Lizards, such as bearded dragons, have extraordinary personalities. And all lizards and snakes have traits that make them unique and mean owners love them all the more.

But caring for your pet doesn’t stop at its equipment or food. Access to vet care when it’s ill is equally important.

Lizards and snakes tend not to show illness until it’s quite far advanced. This can make spotting sickness harder.

Any changes in behaviour should not be ignored as a delay in treatment could worsen recovery chances.

Why buy reptile insurance?

Reptile insurance offers financial protection against those unexpected bills, should your lizard or snake become ill, or be injured.

This can reduce the emotional strain felt from cost dependent choices. Leaving you to focus on getting the right care for your reptile.

Exotic Direct policies are subject to Terms and Conditions that you should read carefully when you buy your policy.

Looking for tortoise insurance? Learn more about tortoise specific policies.

Why choose ExoticDirect?

A range of policies to suit you and your pet.

Basic Essential Premier
Vet fees Not included £1,000 £1,000
Death Tick Tick
Theft Tick Tick
Weather Perils Tick Tick
You can add up to 3 pets per policy Tick Tick Tick

We don’t believe in one size fits all policies, as these aren’t best for your pet or your budget. Our policy cover is designed to be suitable for your pet type, get a quote today.

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