Parrot insurance - what you need to know

Sean Wensley president of the British Veterinary Association stated on the BBC website that lots of new diagnostic and imaging equipment is being used, and new treatments introduced. "These advances are expensive and there is no NHS for animals. And most veterinary surgeries are small to medium-sized businesses that can't absorb these costs."

Why are vet costs so high? | Claim statistics | Parrot insurance with ExoticDirect | Policy exclusions when making a claim | About ExoticDirect

As a parrot owner the worry about the cost of vet treatment may always in the back of your mind. With any luck, your bird won’t get poorly, however with a life span of up to 100 years for some parrot types, such as the Macaw its likely that your bird will need some vet treatment during its lifetime.

Pet insurance can mean the difference between the kind of treatment your pet needs, and what you can afford. Sadly vet fees can quickly escalate, meaning that cost dependent choices may need to be made. Pet owners can choose to save money in a bank account, to pay for unexpected vet bills, or find another way of paying for them. However, a high vet bill may mean that even the most carefully planned for expense may not be easily funded.

Why are vet costs so high?

Sean Wensley president of the British Veterinary Association stated on the BBC website that: Lots of new diagnostic and imaging equipment is being used, and new treatments introduced. "These advances are expensive and there is no NHS for animals. And most veterinary surgeries are small to medium-sized businesses that can't absorb these costs."

Sophie Christie writing for the Telegraph states that vets believe costs are rising due to the development of new drugs and medical technologies. Prior to these developments, many pets may not have survived.

Pet insurance claim statistics

We’re proud to hold an outstanding claims paid statistic having paid 92% of all claims in 2015, and 92% of claims in 2014.

Claims paid during 2016 include:

  • £858 for an African Grey with a Crop Infection (the crop is part of the digestive tract)
  • £628 for an African Grey with a Digestive Disorder
  • £809 for a Green Wing Macaw with Air Sac Granuloma (a respiratory condition)
  • £1422 for an Eclectus parrot with Aspergillosis (a respiratory condition)

Check out how much you can insure your parrot for!

Get a quote

Alternatively you can call us on 0345 982 5505

....insurance gives the vet more options

According to Pete Wedderburn a practicing vet in Dublin "A vet is not making more money off an insured animal. What insurance does is give the vet more options."

Of course pet owners can always choose to save money in a bank account. But as vet fees can often quickly escalate, the amount that's been saved may simply not be enough.

Did you know this about parrot insurance with ExoticDirect?

  • You can insure your parrot for either £2,500 or £5,000 worth of vet fees. Meaning you can focus on getting the right kind of treatment for your bird.
  • Policies can include death and theft cover
  • You can insure your parrot from 12 weeks of age
  • There’s no upper age limit on our policies, meaning that you can insure her even if she’s over 50!

What about policy exclusions when it comes to making a claim?

We're pleased to have paid 92% of all claims in both 2014 and 2015.

However, any kind of insurance policy is subject to exclusions. When you purchase your policy you should read your Policy Terms and Conditions carefully. This details what’s covered, and what isn’t. You can also read our Policy Terms and Conditions on our website.

According to Peter Jones president of the British Veterinary Association, all pet insurance policies have some exclusions. "The most common being pre-existing conditions, anything related to pregnancy or birth, and any routine, preventive or planned treatments such as vaccinations and spaying."

Sophie Christie states that almost all insurers will refuse to cover an animal with a pre-existing medical condition. If they do, the premiums are likely to be huge.

About ExoticDirect

ExoticDirect have been insuring exotic pets since 1996, and have the knowledge and expertise to have been able to design policies with your pet in mind.

As a small & experienced team, we offer a more personal service; our customers appreciate being able to speak to the same people when dealing with ExoticDirect.

We aim to process claims within 5 working days, offering you that extra peace of mind.

We offer a (0% APR) Direct Debit scheme, meaning you can spread payments easily over 10 monthly installments.

Why not find out how much you can insure your parrot for today?

Get a quote

Alternatively you can call us on 0345 982 5505