Rats Insurance

Insure your rat for up to £2,000 of vet fees. Policies can cover up to 3 rats, meaning you can cover them too.

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What rat pet insurance policies do we offer?

We offer two different policy types:


  • Veterinary Fee Cover for an accident, sickness or disease, up to £2,000 per pet, per policy period.

This policy enables you to cover each pet on the policy for £2,000 of vet fees. It's not available if you're only insuring one rat.


  • Vet fee cover for an accident, sickness or disease up to £2,000 per policy period.

Request a no obligation quote

Alternatively you can call us on 0345 982 5505

Why should I insure my pet rat?

The most common disease that affects rats is sadly lumps and cancerous tumours, with treatment becoming costly should the condition be ongoing.

Insurance can mean the different between the vet treatment your rat needs, and what you can afford. Meaning that you can focus less on what may happen to your rat in the future, and more on enjoying your pet.

Why ExoticDirect?

  • We've been insuring exotic pets since 1996 - meaning that we have many years of experience when it comes to understanding the problems you may face as a pet owner
  • 79% of our customers renew their policies with us - demonstrating our commitment to customer service.
  • As a small team we can offer you a more personalised experience. We don't believe in large call centres, where you may not speak to the same person more than once.
  • We offer a (0% APR) Direct Debit scheme, meaning you can spread payments easily over 10 monthly installments.

Request a no obligation quote

Alternatively you can call us on 0345 982 5505

Policy Benefits

Interest Free Direct Debit

You can easily spread the cost of your policy over 10 months with our interest free (0% APR) Direct Debit Scheme. We also offer a choice of 3 payment dates, so that you can pick which is best for you.

Suitable policies

We don’t believe in one size fits all policies, as these aren’t best for your pet or your budget. Our policy cover is designed to be suitable for your pet type. All you need to do is decide the level of cover you require.

Peace of mind

We're proud to hold a 79% renewal rate, demonstrating the value our insurance holds for our customers.

Recent Claims

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